Air Conditioning and Heating Financing

Amber Heating & Air Conditioning is proud to offer two financing options for your convenience.

Option 1: Wells Fargo Carrier Credit Card Financing

Innovative Carrier products are trusted in more homes than any other brand, and financing is no different. Through our relationship with Wells Fargo Financial National Bank, participating Carrier dealers offer a variety of flexible options for financing your new Carrier product or system. That way, you can invest in your home’s comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

With financing provided by Wells Fargo Financial National Bank, you’ll enjoy:

  • Low monthly payments
  • Preferred interest rates
  • Flexible terms

Plus, by taking advantage of special Carrier financing, you won’t use up your existing funding sources, like a home equity line of credit, credit card or bank account. They’ll still be available when you need them.

*The Carrier® credit card is issued by Wells Fargo Financial National Bank, an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. If you use the card for cash advances, the cash advance fee is 5.00% of the amount of the cash advance, but not less than $10.00. This information is accurate as of 01/06/2016 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 6-30-16.


Option 2: Microf Financing Program

Microf offers a hassle-free financing for all your heating/cooling needs so you do not have to access your existing funding sources like your home equity line, credit card, or bank account.

Benefits of the Microf program include:

  • Restore the Heating/Cooling Needs of the Consumer with an affordable monthly payment
  • Minimum financing requirements needed for approval
  • Quick response times (usually within 24 hours) upon receipt of your completed application
  • 35 month, 47 month, or 59 month payment terms PLUS a Guaranteed Purchase Option payment
  • Monthly payment discounts and early purchase options available

Pricing subject to change. Monthly payments are estimates only and actual payments may differ. Other restrictions apply. Transactions advertised are for a rental purchase agreement. Ownership of leased merchandise not acquired until all required payments have been made by the lessee and lessee exercises the purchase option. Not all services and benefits available in all states. $10 discount in monthly payment for being listed as additional insured/loss payee on homeowner’s policy regardless of term. A 7% rental/sales tax rate in monthly payment, but final monthly payment is subject to the actual rental/sales tax rate of the local jurisdiction where the equipment will be installed. Additional discounts may apply for ACH payment method.


Option 3: Utility On-Bill Financing: Illinois Energy Efficiency Loans

Illinois Energy Efficiency Loans are powered by AFC First. They offer lending programs that meet your needs. All of their financing programs are based around making energy efficient home improvements. They make strides to ensure customers have a fast, and easy way to get affordable comfort in their homes. Click on the link to apply quickly and securely today online.





To find out which financing options are available to you, or to learn about special financing promotions, contact us today.